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Answering service cost: what live and AI answering really costs

What you'll pay depends on two numbers: how many calls you get and how long they last. Put yours in below and we'll price them against the published plans of 11 services, AI and live.

Example numbers below. Change them to match your business.

That's . Not sure? Check your phone's call log for last month.

Cheapest published plan for that usage

How the estimate works: for each service we take the cheapest published plan that covers your usage, or its entry plan plus the published overage fee if that's cheaper. Minute-based plans use your minutes; per-call plans use your calls; Goodcall bills per unique caller, so we assume every call is a new caller (worst case). Excludes taxes, phone-number fees, add-ons and annual discounts. Plans from each company's pricing page, checked 2026-10-14. It's an estimate, not a quote.

Monthly cost at three call volumes

Assuming 2-minute calls. Sorted by cost at 100 calls.

ServiceBilled by30 calls (60 min)100 calls (200 min)250 calls (500 min)
AI-Receptionist.comminutes$14$45.25$120.25
Rosieminutes$49$49$149
ViFiminutes$49$64$109
Goodcallunique callers$79$79$129
Dialzaraminutes$29$96.20$199
Telynminutes$97$97$172
My AI Front Desk (Frontdesk)minutes$99$99$174
Upfirstcalls$24.95$129.95$159.95
Smith.ai AI Receptionistcalls$15$225$675
Sameday AIminutes$449$449$449
Rubyminutes$395Above published plansAbove published plans

The five ways answering services charge

Questions owners ask

How much does an answering service cost?

It depends on how many calls you get and how long they last. Using published plans, 100 two-minute calls a month (200 minutes) would cost from $45.25 on AI services we track. Live answering from Ruby starts at $250/mo for just 50 minutes.

How are answering services priced?

By minute bundles (most common), per call, per unique caller, per location, or by quote. Overage fees apply when you go past your plan.

What's the cost per minute?

On entry plans we track, AI answering runs $0.19 to $0.90 per included minute; Ruby's live plan is $5.00 per minute.

Are there hidden fees?

Watch for overage rates, phone number fees, setup fees, and features that only come on higher plans. Each tool page on this site lists what the company publishes, and says "Not published" when it doesn't.

See the best options by situation → Full price table

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